Legal and Disclaimer


This is the website of XM International Associates Limited, a company delivering Financial Consultancy Services, registered in The Capital Building, 12/13 St Andrew Square, Edinburgh, EH2 2AF under Company Registration Number 268121 – UK VAT Registration Number 847 9324 86.


Although we hope that this web site will be of interest to users, we make no representation, and offer no warranty, in relation to it and its contents, and in particular we do not represent or warrant that any of the information available on this web site is accurate, up-to-date, or complete. The information on this web site is not intended to address any user’s particular requirements, and as such does not constitute any form of advice or recommendation by us, and is not intended to be relied upon by any user in making any decisions, or taking (or refraining from taking) any action.

We make available this web site and its contents free of charge to its users, and to the extent permitted by law we accept no liability in respect of the use of or reliance on this web site and/or any of the information available on it.

Privacy Statement

XM International Associates Ltd is committed to upholding your privacy and taking care with your personal data as a valued customer and user of the website. Some of the web pages have ‘cookies’. Most browsers allow you to control cookies. This site uses first party cookies to record:

  • the time of a visit to this site;
  • the web pages viewed and the websites visited before and after a visit this site;
  • to compile anonymous, aggregated statistics that allow us to understand how users use this site to help us to improve the operation of this site;

Below is the list of cookies used by the website:

Provider: xmi-associates.com
Use and Information: Keeps track of the current session

Provider: Google
Names: __utma, __utmb, __utmc, __utmz
Use and Information: Used by Google Analytics. We use Google Analytics to ensure the site is operating effectively and to perform diagnostics on parts of the site that are not performing. Please visit http://www.google.com/intl/en_uk/analytics/privacyoverview.html to learn about Google Analytics Privacy Policy.


This site may contain links to other websites. XMI Associates Ltd do not approve or endorse and accepts no liability for the content of any third party websites which may be accessed via, or linked to, this site. The existence of a link to another website is not an authorisation by XMI Associates Ltd to you to access content or material from that other website